You will not be eligible for the bonus Buddy Pass if you have previously opened an Aeroplan Program credit card of the same type, regardless of the credit card issuer and have received the Welcome Bonus offer in the last 12 months. Some applications are subject to underwriting. Changes and cancellations must be made at the same time for both guests, and failure to do so may result in a forfeit of the companion pass. To be eligible for this coverage, the item must be paid for in full using your TD Credit Card. The pass may only be used as described, cannot be transferred and has no monetary or exchange value. This Limited Time Promotional Offer will be in addition to any other offers available for your Account. Consider reading the rental agreement to make sure you’re explicitly declining extra coverage. Note that this insurance offers different benefits, with different terms and conditions, then the optional Trip Cancellation and Trip Interruption Insurance that is available to all TD customers. Access is subject to space availability. Interest rates, fees and features are effective as of January 18, 2021, unless otherwise indicated, and are subject to change. Service charges for additional/oversized/overweight baggage may apply. One Guest Pass may be used for single admittance by the Primary Business Cardholder, Additional Cardholder(s), or any guest(s) accompanying any of them to access an eligible Air Canada Maple Leaf Lounge (as identified below) upon presentation of a Guest Pass, along with a same-day, confirmed ticket on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. All trade-marks are the property of their respective owners. 19 Provided by Budget Rent A Car System, Inc. Life insurance is a crucial component of any financial plan, and that’s especially true if you have a family to take care of. Get to know the features that come with your TD Business Credit Card. Enjoy all of the benefits of your TD Emerald Flex Rate Visa* Card using Apple Pay. Offer subject to other terms and conditions. With 126+ credit card features compared, finding the best card for you is as easy as looking at one single number. $1,000 minimum. Feel prepared, even during uncertain times. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement. The Offer Period will apply regardless of when your Account is activated. Base rate is based on time and kilometre/miles charged only. Based on your new location, your region is set to {{a.provincePlaceholder}}. All reloads on the Starbucks mobile application and in-store purchases at company-operated stores are eligible. ® The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries. You can read about our Rating Methodology, and learn how we calculate rewards in REAL DOLLARS (not just points or miles) ‒ so you can find the best Canadian credit card for you. Blackout dates may apply. Note that this insurance offers different benefits, with different terms and conditions, then the optional Travel Medical Insurance that may be medically underwritten and is available for purchase to all TD customers, which you may be eligible to top up with. You have the flexibility to use points for part of your trip and use your TD® Aeroplan® Visa Business Card to pay for the rest (and earn points, too). Get to know the features that come with your Canadian TD Credit Card. must register to connect their Aeroplan number to your Card, All Air Canada Maple Leaf Lounges Terms and Conditions apply, See Air Canada and Aeroplan trade-mark ownership details, TD Auto Finance Small Business Vehicle Lending. If you have opened an Account in the last 12 months, you will not be eligible for this offer. To be eligible for this coverage, your trip must be paid for in full using your TD Credit Card and/or Aeroplan points. In-store purchases at licensed stores are excluded from this offer. Airline benefits will no longer be available upon credit card account closure, regardless of reason for closure, or if the credit card product is changed. 6 Underwritten by TD Life Insurance Company. Unused passes will automatically be cancelled on the date the credit card is closed, regardless of reason for closure, or if the credit card account is changed to a different product. It is important to call the rental agency before booking your car rental to confirm their insurance requirements. 5 The Primary Business Cardholder or Additional Cardholder, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to a free first checked bag up to 23kg/50lbs. 15-day coverage if you're under 65 and 4-day coverage if you're 65 or older. An insurance policy relates to the specific car you insure when you sign up for coverage. Offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise specified. 5Apple Pay works with iPhone 6 and later in stores, apps, and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2, and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. It's an easy and secure way to pay. Anyone under the age of majority entering an Air Canada Maple Leaf Lounge must be accompanied by an adult with access to the lounge. This one-time bonus Buddy Pass is only valid for eligible cardholders. Weâre ready to help you move forward. Specified perils covers only named perils identified in a policy, and is thus a cheaper option than comprehensive. The full Annual Fee will be charged to the Primary Business Cardholder Account and the Additional Accounts (if applicable), after the first year. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated. The Best Life Insurance Companies for 2021. Earn up to 25,000 Aeroplan points and a bonus Buddy Pass in the first 3 months, plus up to $247 in Annual Fee rebates for the first year1. If one-way travel is booked, the pass will be deemed fully used and the return portion of travel is forfeited. Starbucks purchases made through UberEats are not eligible for this promotion. Refer to Auto Rental Collision/Loss Damage Insurance section of your TD Credit Card Cardholder Agreement for rental exclusions and further details. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise specified. Medical and claims assistance, claims payment and administrative services are provided by our Administrator. Minimum discount offer subject to discount code and to terms and conditions which may change without notice. Account Cardholders will earn 2.25 Bonus Aeroplan points for each $1.00 in Purchases charged to the Account at participating Starbucks® locations in Canada (the "Starbucks Bonus Aeroplan Earn Rate"). Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer. 8 The Visa SavingsEdge Program is provided by Visa Canada. 20 Underwritten by TD Home and Auto Insurance Company. Must apply between January 18, 2021 and May 30, 2021. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificates of Insurance included with your TD Credit Cardholder Agreement. Aeroplan membership and benefits are subject to the Aeroplan Program Terms & Conditions and any applicable Air Canada terms and conditions relating to a benefit, as determined by Air Canada in its sole discretion and as may be changed from time to time. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificates of Insurance included with your TD Credit Cardholder Agreement. ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. Any guest entering an Air Canada Maple Leaf Lounge using a Guest Pass must be accompanied by the Primary Business Cardholder or Additional Cardholder. Earn 2.25 bonus Aeroplan points for each $1 you spend on eligible purchases at participating Starbucks® locations, Free first checked bag for up to 9 people travelling on the same reservation on Air Canada flights. Change province. The first and most obvious way is through bundling; either car and home insurance or multiple car insurance policies. There is a maximum of one (1) NEXUS statement credit available when a qualifying NEXUS application fee is posted to the Account in any given 48-month period and the number of available NEXUS statement credits will be equal to the number of Cardholders on the Account when a qualifying NEXUS application fee is posted to your Account. Find out more about the benefits of this Card and the documents you need to get started. We will send the TD Fraud Alerts text message instantly upon detection of suspicious activity; however, receipt of the text message may be delayed or prevented due to a variety of factors such as technology failures, service outages, or multiple third-party involvement. Valid for travel at any time with no blackout periods. The pass must be redeemed at time of purchase of a ticket, and if multiple companion passes are available for the Aeroplan number, the pass that would expire first will be used. You’d be surprised how rich you can be.. A person can live quite comfortably on not much if they give up the American Life to which most of us aspire or have been taught to aspire to. For TD Visa Signature benefits, the credit limit must be $5,000 or greater. Unused Guest Pass will automatically be cancelled on the date the credit card is closed, or if the credit card is changed to a different product. Your Account must be in good standing at the time the Welcome Bonus Aeroplan points and the bonus Buddy Pass are awarded. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificates of Insurance included with your TD Credit Cardholder Agreement. Everything you need to know to start using your Canadian credit card. Program terms are subject to change without notice. Each Guest Pass will expire twelve (12) months from the date of issuance. Bring along a friend! Business Cardholders also receive an extensive suite of travel insurances including Travel Medical Insurance, 2 Aeroplan points (Air Canada Bonus Rate) earned for each $1 in Purchases of Air Canada Products; or, 1.5 Aeroplan points (Bonus Rate) earned for each $1 in Purchases of Travel or Dining Products or Purchases of Shipping, Internet, Cable and Phone Services; or. Aeroplan Elite Status benefits and upgrades are applicable if the traveller holds appropriate status and the fare purchased allows for such benefits and upgrades. Jeff Rose, CFP® | June 19, 2020. Please allow up to 8 weeks after each statement period for the Starbucks Bonus Aeroplan Earn Rate to be credited to your Account. The pass is valid for 12 months from the date of issuance. As of November 2017, Visa, Mastercard, American Express and Discover all offered some form of rental car coverage for cards on their networks. Car Insurance applies to the vehicle. 22 Limited Time Promotional Offer: Applies to the TD® Aeroplan® Visa* Business Card (the Account). Preferred variable annual interest rate is TD Prime + one of the following six fixed rate tiers: 4.50%; 6.25%; 8.75%; 10.25%; 11.75%; 12.75%, depending on your credit assessment. Visit https://www.tdcanadatrust.com/customer-service/todays-rates/td-prime/prime-rate.jsp for current TD Prime. Complete an online application and receive an instant response, Our banking specialists are ready to answer any questions you may have, Meet with a banking specialist in person at the branch closest to you, Speak with a banking specialist at the branch closest to you. As a new Cardholder, your bonus Buddy Pass can score you a second ticket when you book an economy ticket. Trip Cancellation and Trip Interruption Insurance can be purchased by calling 1-800-293-4941 or by visiting www.tdcanadatrust.com. The terms of the NEXUS program are established by NEXUS. We reserve the right to limit the number of $149 Accounts opened by one person, and the number of Welcome Bonus Aeroplan points and bonus Buddy Passes awarded to any one person. Must apply by May 30, 2021. Limited Time Offer If the Purchase does not qualify for the Starbucks Bonus Aeroplan Earn Rate, you will earn the base earn rate of 1 Aeroplan Point for each $1.00 in Purchases or the Bonus Rate of 1.5 Aeroplan Points for each $1.00 in Purchases charged to the Account if applicable. To be eligible for this coverage, at least 75% of the item cost must be paid for using your TD Credit Card. Please allow up to 8 weeks after the conditions for each offer are fulfilled for the Welcome Bonus Aeroplan points and the bonus Buddy Pass to be credited to the Aeroplan Account associated with the Primary Business Cardholder, as designated by the Business. The day of departure from and the day of return to your province or territory of residence each count as one full day. In this case, call your CDW benefit administrator at 800-397-9010. The âPrimary Business Cardholderâ means the individual who is issued the TD Aeroplan Visa Business Card with an Annual Fee of $149. 12 Underwritten by TD Home and Auto Insurance Company. Underwritten by TD Home and Auto Insurance Company. Terms and conditions of the air transportation services are subject to the General Conditions of Carriage & Tariffs and any other terms and conditions relating to air transportation services in effect at the time of booking, as determined by Air Canada in its sole discretion and as may be changed from time to time. A credit card you can rely on with a low interest rate. If you don’t decline the rental company’s CDW, your Capital One car rental coverage won’t apply. On the second ticket, you only pay the taxes and third-party charges. Changes or cancellations are allowed according to the fare rules of the fare purchased. ; Earn Aeroplan points on every eligible business purchase. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificates of Insurance included with your TD Credit Cardholder Agreement. See which documents you will need to provide when applying for a TD® Aeroplan® Visa Business Credit Card for your small business. See Air Canada and Aeroplan trade-mark ownership details. Earn 2.25 bonus Aeroplan points for each $1 you spend on eligible purchases at participating Starbucks® locations 22. Note that this optional insurance offers different benefits, on different terms and conditions, then the Trip Cancellation/Trip Interruption Insurance that is automatically included with other TD Credit Cards. Throughout most of Canada, you buy car insurance through the private market, but in BC, Manitoba, and Saskatchewan, public insurance is available through the Provincial government. You are a Canadian resident and are of the age of majority in your province/territory of residence. Having the flexibility to use points for part of your trip and use your TD® Aeroplan® Visa Business Card to pay for the rest (and earn points, too). Offer starts November 8, 2020 and ends November 7, 2021 (the Offer Period). Youâll receive the one-time use pass when you spend $1,000 within 90 days of Account opening, and you have a whole year to use it. 11 Underwritten by TD Life Insurance Company (for medical covered causes) and TD Home and Auto Insurance Company (for non-medical covered causes). Companion will be booked into same fare brand as Primary Business Cardholder and will receive all applicable benefits and services associated with that fare brand. Your region is currently set to {{a.provincePlaceholder}}. To be eligible for this coverage, the item must be paid for in full using your TD Credit Card. Offer subject to other terms and conditions. Enjoy Visa security on purchases, plus protection against unauthorized charges . 7Provided by Budget Rent A Car System, Inc. Your Account must be in good standing to earn Aeroplan points. By law, a car must have insurance if it will be driving on public roads. NEXUS means the expedited border control program offered jointly by the Canada Border Services Agency and the U.S. Customs and Border Protection. This offer is not transferable. Change province, Based on the address in your profile, your region is set to {{a.provincePlaceholder}}. Benefit is not available if check-in is with another airline. Standard Rate of 24.99% on Purchases or 27.99% on Cash Advances applies if Minimum Payment is not received before or on the payment due date and before we prepare your next monthly statement twice within any 12 consecutive statement periods. To be eligible for this coverage, at least 75% of your trip cost must be paid for using your TD Credit Card and/or Aeroplan points. Air Canada Bonus Rate and Bonus Rate are earned only on a maximum annual amount of $80,000 of Purchases of Air Canada Products, Travel or Dining Products, or Purchases of Shipping, Internet, Cable and Phone Services. * Trademark of Visa Int. The Toronto-Dominion Bank and its affiliates accept no responsibility in respect of this Program. Change province, Our products have different rates in different regions. 6Provided by Avis Rent A Car System ULC. The Toronto-Dominion Bank and its affiliates are not responsible for the NEXUS program. Please allow up to 72 hours after the credit card is approved, or the Aeroplan number of the Additional Cardholder is linked to the Additional Cardholder credit card, for these benefits to be activated. Problem #2: Not Always Easy to Use Clark’s second problem with Visa gift cards is that a lot of people say it’s difficult to use up the entire balance on the card, especially when there’s only $5 or $10 left. The 48 month period starts when the first qualifying NEXUS application fee is posted to the Account. At a glance. To receive an additional 15,000 Aeroplan Points, you must: (a) apply for a $149 Account between January 18, 2021 and May 30, 2021 and (b) have $5,000 in business purchases on $149 Account, including your first Purchase, within 90 days of Account approval. for every $1 spent on eligible purchases made directly with Air Canada® including Air Canada Vacations®. Travel Medical Insurance can be purchased by calling 1-800-293-4941, or visiting www.tdcanadatrust.com. For Additional Cardholdersâ ability to access available benefits, their Aeroplan number must be linked to a valid credit card account as verified by the bank. 10 Underwritten by TD Home and Auto Insurance Company. Companion will be responsible to pay all applicable taxes, fees, and charges that apply above the base fare. Car Rentals must be charged in full to the Card and/or associated Aeroplan points, cannot exceed 48 consecutive days and the rental agencyâs Collision Damage Waiver (CDW) coverage must be declined by the Cardholder. Note that this optional insurance offers different benefits, on different terms and conditions, then the Travel Medical Insurance that is automatically included with other TD Credit Cards. Free first checked bag benefit may not be applied retroactively, and no refunds will be issued. Age of majority is determined by the jurisdiction in which the Air Canada Maple Leaf Lounge is located. TD Fraud Alerts text messages will only be sent to customers who have a Canadian mobile phone number and a Canadian mailing address in their TD Customer Profile. 3All TD Canada Trust customers including TD Credit Cardholders are eligible to apply for optional Travel Medical Insurance underwritten by TD Life Insurance Company. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement. Auto insurance is mandatory in every province and territory. Includes $35,000 or $50,000 in primary coverage for collision damage to a rental car for which the car rental contract holds you responsible, subject to a $250 deductible. 14 Underwritten by TD Home and Auto Insurance Company. Starbucks Bonus Aeroplan Earn Rate is earned only on a maximum annual amount of $80,000 of Purchases of Air Canada Products, Travel or Dining Products, or Purchases of Shipping, Internet, Cable and Phone Services. All Air Canada Maple Leaf Lounges Terms and Conditions apply. 21 You are responsible for ensuring the mobile phone number we have on file is accurate and for notifying us of any changes. Annual interest rates, fees and features are subject to change. The minimum credit limit is $500 with a maximum of $25,000 for the TD Cash Credit Card. Apple Pay and Touch ID are trademarks of Apple Inc. ⢠NEXUS Official mark and/or trademark of Her Majesty the Queen in Right of Canada, used under license. One of the top benefits of using TD insurance is that they have several ways for you to save on your auto insurance plan. To be eligible for this insurance, at least 75% of your trip cost must be paid for using your TD Credit Card and/or Aeroplan points. for every $1 you spend on eligible purchases for travel, dining and select business categories such as shipping, internet, cable and phone services made on your Card, for every $1 you spend on all other eligible purchases on your Card, when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the, Discounts of up to 25% off for business Purchases made under the Visa SavingsEdge Program. Medical and claims assistance, claims payment and administrative services are provided by our Administrator. Also valid against the purchase of fares on sale. A rental company representative might say you must purchase coverage. Certain blackout dates may apply. The Primary Business Cardholder and Additional Cardholder(s) must be in good standing at time of flight for airline benefits to apply. All Additional Cardholders must register to connect their Aeroplan number to your Card in order to receive access to applicable airline benefits. https://www.tdcanadatrust.com/customer-service/todays-rates/td-prime/prime-rate.jsp, TD Auto Finance Small Business Vehicle Lending, Save on interest at a preferred low variable annual interest rate, Enjoy the same low interest rates on all your Purchases and Cash Advance transactions, Option to purchase Travel Medical Insurance. Earn Aeroplan points on every eligible business purchase. Welcome Bonus of 10,000 Aeroplan points will be awarded to the Primary Business Cardholder of the TD® Aeroplan® Visa* Business Card Account only after the first Purchase is made on the Account. 10 Air Canada Maple Leaf Lounge One-Time Guest Pass All earned Guest Passes will be deposited up to 2 weeks following the cardholder renewal year. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement. Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. 13 Underwritten by TD Life Insurance Company. Fees apply to each Cash Advance and Cash Advances accrue interest at the Cash Advance rate that applies to your Account from the date the Cash Advance is made. To receive the bonus Buddy Pass, the Primary Business Cardholder must make $1,000 in net Purchases (less any returns and credits) on your Account, including your first Purchase, within 90 days of Account opening. We noticed you're outside of Canada right now. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificates of Insurance included with your TD Credit Cardholder Agreement. Some banks, including U.S. Bank and TD Bank also sell Visa gift cards to their customers. An affordable alternative to the insurance rental car companies offer. More information on baggage restrictions. Air Canada reserves the right to apply additional fees for bookings made via Air Canada Reservations. Endorsements refers to specific coverages you can add, remove or limit as part of your car insurance policy. The Toronto-Dominion Bank is not responsible for any vehicles, services, discounts or other offers made available by Avis Rent A Car System ULC. Companions who are members of the Aeroplan program or other partner frequent flyer programs will not be eligible to accumulate points or miles for the ticket issued in exchange for the companion pass. Applicable airline benefits will be awarded to the Aeroplan Account associated with the Primary Business Cardholder, as designated by the Business. Based on the address in your profile, your region is set to {{a.provincePlaceholder}}. You also will need to carry health insurance that provides coverage in Indonesia, and sign a lease agreement for one year. Maximum of 3 Additional Cardholders on the Account. Benefit may only be used as described, and otherwise cannot be transferred. 4All TD Canada Trust customers including TD Credit Cardholders are eligible to apply for optional Trip Cancellation and Trip Interruption Insurance, underwritten by TD Life Insurance Company (medical covered causes) and TD Home and Auto Insurance Company (non-medical covered causes). The Toronto-Dominion Bank is not responsible for any vehicles, services, discounts or other offers made available by Budget Rent A Car System, Inc. 8TD Auto Club provided by AXA Assistance Canada Inc., an independent third-party service provider. However, there are differences depending on where you live, and car insurance rates vary wildly as a result. Once the maximum annual amount is exceeded, you will no longer earn the Bonus Rate. This offer may be changed, cancelled or extended at any time and cannot be combined with any other offers. All net spend by Additional Cardholder(s) will count towards the spend of the Primary Business Cardholder as long as they are associated with the same Aeroplan Account. Based on the address in your profile, your region is set to {{a.provincePlaceholder}}. Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card, Earn 15,000 Aeroplan points when you spend $5,000 within 90 days of Account opening, Plus, get an Annual Fee Rebate for the Primary Cardholder and the first two Additional Cardholders for the first year. 1 Must apply by May 30, 2021. This is not an insurance benefit but assistance services only. Whether you book using points or cash, enjoy the following benefits on any flight operated by Air Canada®, Air Canada Rouge® or under the Air Canada Express® banner. Please note, in some jurisdictions, rental agencies may not permit you to decline their CDW coverage. Access also excludes Air Canada Signature Suites and lounges operated by third parties, such as the Star Alliance member airlines. Starbucks and the Starbucks logo are registered trademarks of Starbucks Corporation. 10Underwritten by TD Home and Auto Insurance Company. TD is one of Canada’s leading banks and its insurance division is pretty well known as well. As a result, the Starbucks Bonus Aeroplan Earn Rate will be 1.75 Bonus Aeroplan points for each $1.00 in Purchases charged to the Account at participating Starbucks® locations in Canada. A standard auto insurance policy follows the car, not the driver. The pass is valid towards a new booking only, and not valid on existing reservations. Each card is rated between 1 to 5, 100% based on features and offers. Earn points twice 3 when you pay with your TD® Aeroplan® Visa* Business Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore. To learn if a Starbucks location is a participating location, click here. To be eligible for the statement credit, the Account must be in good standing at the time the NEXUS application fee is charged and posted on the Account. Add your TD cards to your mobile device to simplify your online, in-store and in-app purchases. ®Assurant is a registered trademark of Assurant, Inc. 16 Provided by our Administrator under a service agreement with TD Life Insurance Company. Change province, We noticed you're outside of Canada right now. Conditions apply. Any returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan points earned on the original eligible Purchase. The Toronto-Dominion Bank and its affiliates accept no responsibility in respect of these services. The Starbucks Bonus Aeroplan Earn Rate earned during the Offer Period is in place of, and not in addition to the Bonus Rate or base Aeroplan point earn rate for the Account. The Primary Business Cardholder is entitled to receive one (1) Air Canada Maple Leaf Lounge One-Time Guest Pass (each a âGuest Passâ) for every $10,000 in net purchases charged to the Primary Business Cardholder account (less any returns and credits) within an account year (being each consecutive 12-month period starting when the annual fee is charged) up to a maximum of 4 Guest Passes in an account year per Aeroplan Account. Compare car insurance rates Compare the big 4 car insurers See all life insurance ... the rental benefits offered by Visa exclude all trucks as well as vans that ... Credit card rental car coverage. 17 The Account will receive a statement credit up to a maximum of $100 CAD for the amount posted to the Account for a NEXUS application fee regardless of NEXUS application approval. Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. The pass may not be used with premium cabin fares, or in conjunction with Aeroplan flight rewards, Flight Pass, group travel bookings, Air Canada Vacations bookings, or any other discounts or promotion codes. Get to know Aeroplan points, TD Rewards Points, and Expedia For TD. By any Additional Cardholder with 126+ Credit Card province/territory of residence confirm their insurance requirements no refunds will be fully..., our products have different rates in different regions the Air Canada Leaf! Won ’ t apply limit increases, take advantage of all your Card 's benefits insurance multiple... Insurance plan interest Rate no longer earn the bonus Buddy Pass is valid towards a new Cardholder, region. Assurant, Inc. 16 provided by our Administrator to 8 weeks after each statement period for the bonus., unless otherwise indicated your Account must be in good standing to earn Aeroplan points, TD Rewards points and! 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